Know More about Health Insurance

Health insurance takes care of your medical bills and ensures that out-of pocket bills are curtailed as much as the Sum insured

Benefits of Health Insurance Health Coverage

1. Medical Bills: Coverage towards medicinal bills incurred, together with pre and publish hospitalization

2. Coverage for any pre-existing illness is offered to you after a sure ready interval. 3.Coverage for bills incurred for hospitalization on account of a medical

4. Tax Rebate: Annual premium paid for well being protection are topic to tax exemption u/s 80D of ITA, 1961. Tax exemption ranges from Rs. 25,000 to Rs. 75,000.

5. Other Benefits: As an progressive characteristic, OPD bills at the moment are lined underneath few Insurer plans and don’t require hospitalization for minimal 24 hours for declare reimbursement

Standalone OPD plans are additionally obtainable out there.

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Key Points to Remember when Comparing Health Insurance

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1. Sum Insured Amount 2. Policy premium to be paid to avail the protection benefits

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3. List of community hospitals and Claim Settlement Ratio

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4. Sub-limits (if any) and Waiting Period (for PEDs) 5. Co-payment clause

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