With so many options available, it can be hard to know which is the best dental insurance plan for you and your family

Is dental insurance worth it

The short answer is: Yes, especially preventive care plans, and if you can't afford one, you should try to find a discount plan.

Explanation of terms

It's easy to get lost when talking about insurance if you don't understand some of the basic terminology.

Types of dental insurance plan

Dental insurance plans can be divided into three main types which we'll talk more about now:

Dental indemnity insurance plans

Indemnity dental insurance lets you see whatever dentists you want, as there is no network.

Dental Health Maintenance Organization

Also known as a Dental HMO, this type of plan offers coverage through a particular network of dentists.

Preferred Provider Organization

PPO dental insurance plans are similar to DHMO, but usually with a wider network of approved dentists

Comparison of insurance types

In the table below, we compare dental insurance plans based on type:

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Choosing the best dental plans

The best dental insurance plan for you will depend a lot on the products available in your state and the work you need to have done

Best dental insurance plans in the US

There are many plans to choose from, and it can be difficult to get the details of each plan straight to choose the best dental insurance plan for you.